Simulate your credit Amount of credit Duration Month Your monthly payment from for a rate of Rate of 4.9 % * for a rate of Rate of 10.95 % * The granting of credit is prohibited if it leads to overindebtedness (art. 3 LCD). Confirm * Rates are indicative only. The effective annual interest rate is between 4.9% and 10.95% and is calculated according to your financial situation. For an amount of 20000 and an interest rate of 10.95%, the total costs incurred are CHF 8,270.20 over an 84-month term. Each file is treated individually and according to the conditions of our partners. Your personal data You Please enter your details as they appear on your official identity document. Title* Title * Ms. Mr. Civil status* Civil status * Single Married Divorced Widower Other Name * Surname * Date of birth You must be between 18 and 69 years of age. Nationality Nationality * Nationality * Switzerland Liechtenstein Germany Austria France Italy Portugal -------------- South Africa Albania Algeria Andorra Angola Anguilla Antarctica Antigua and Barbuda Saudi Arabia Argentina Armenia Aruba Australia Azerbaijan Bahamas Bahrain Bangladesh Barbados Belarus Belgium Belize Benin Bermuda Bhutan Bolivia Bonaire, Saint Eustatius and Saba Bosnia and Herzegovina Botswana Brazil Brunei Darussalam Bulgaria Burkina Faso Burundi Cabo Verde Cambodia Cameroon Canada Chile China Cyprus Vatican City Colombia Comoros Congo (Brazzaville) Congo (Kinshasa) North Korea South Korea Costa Rica Ivory Coast Croatia Cuba Curaçao Denmark Djibouti Dominique Egypt El Salvador United Arab Emirates Ecuador Eritrea Spain Estonia Eswatini United States Ethiopia Fiji Finland Gabon Gambia Georgia South Georgia and the South Sandwich Islands Ghana Gibraltar Greece Granada Greenland Guadeloupe Guam Guatemala Guernsey Guinea Equatorial Guinea Guinea-Bissau Guyana French Guiana Haiti Honduras Hong Kong Hungary Bouvet Island Norfolk Island Cayman Islands Cocos Islands (Keeling) Cook Islands Aland Islands Faroe Islands Heard and MacDonald Islands Falkland Islands Northern Mariana Islands Marshall Islands Pitcairn Islands Solomon Islands Turks and Caicos Islands U.S. Virgin Islands British Virgin Islands India Indonesia Iraq Iran Irlande Islande Israël Jamaïque Japon Jordanie Kazakhstan Kenya Kirghizistan Kiribati Kosovo Koweït La Réunion Laos Lesotho Lettonie Liban Libéria Libye Lituanie Luxembourg Macao Macédoine du Nord Madagascar Malaisie Malawi Maldives Mali Malte Maroc Martinique Maurice Mauritanie Mayotte Mexique Micronésie Moldavie Monaco Mongolie Monténégro Montserrat Mozambique Myanmar Namibie Nauru Népal Nicaragua Niger Nigéria Niue Norvège Nouvelle-Calédonie Nouvelle-Zélande Oman Ouganda Ouzbékistan Pakistan Palaos Palestine Panama Papouasie-Nouvelle-Guinée Paraguay Pays-Bas Pérou Philippines Pologne Porto Rico Qatar République centrafricaine République dominicaine Roumanie Royaume-Uni Russie Rwanda Sahara occidental Saint-Barthélemy Saint-Kitts-et-Nevis Saint-Marin Saint-Martin (France) Saint-Pierre-et-Miquelon Saint-Vincent-et-les Grenadines Sainte-Hélène, Ascension, Tristan da Cunha Sainte-Lucie Samoa Samoa américaines Sao Tomé-et-Principe Sénégal Serbie Seychelles Sierra Leone Singapour Sint Maarten (Pays-Bas) Slovaquie Slovénie Somalie Soudan Soudan du Sud Sri Lanka Suède Suriname Svalbard and Jan Mayen Syria Tajikistan Taiwan Tanzania Chad Czech Republic French Southern and Antarctic Lands British Indian Ocean Territory Thailand Tibet Timor-Leste Togo Tokelau Tonga Tristan da Cunha Tunisia Turkmenistan Turkey Tuvalu Ukraine Uruguay Vanuatu Venezuela Vietnam Wallis and Futuna Yemen Zambia Zimbabwe -------------- Other Residence permits * Residence permits * B C Date of entry into Switzerland Invalid date of entry into Switzerland. Valid until Invalid validity date. Contact information Mobile phone * Email address * I have read and accept the provisions relating to the use of electronic means of communication and the entire privacy policy. Home Street * N° * NPA * Locality * Canton* Canton * AG AI AR BE BL BS FR GE GL GR JU LU NE NW OW SG SH SO SZ TG TI UR VD VS ZG ZH FL At this address since when? Housing situation You live in* You live in * With my partner Only Shared flat Parents' home Single-parent families Invalid date Housing Are you a homeowner? Housing* Housing situation * Tenant Employer-provided housing Condominium apartment Single-family home Pro rata rent (unmarried or shared) Living with parents/relatives Mortgage in CHF * How long have you owned this property? Does the address of the property correspond to the home address? Home ownership* Home ownership * No Yes Invalid date. Address of your property Street * N° * NPA * Locality * Your spouse Would you like to provide information about your partner? Partner information* Partner information * Yes No I confirm that a) my partner has been informed of this request, b) the bank can verify the information about my partner by contacting him directly, c) my partner authorizes the bank to obtain information about him from the Central Office for Credit Information (ZEK) and the Consumer Credit Information Center (IKO). Back Next Revenue Professional situation Professional situation Professional situation * Employee Self-employed (sole proprietorship) Self-employed (owner of a Sàrl or SA) AHV pensioner DI pensioner Homemaker Contract type * Contract type * Open-ended employment contract Temporary work Fixed-term employment contract Employer / Company Company * Street * N° * NPA * Locality * Since when? Employed until? Invalid date Invalid date Means of transport to your place of work Means of transport Means of transport * Car Public transport Motorcycle Bike Electric bikes up to 25 km/h Electric bike up to 45 km/h On foot Do you need your car because you have no other means of transport, or for health reasons? Lack of other means or health reasons Lack of other means or health reasons * Yes No Number of kilometers to your workplace * Your main income Net monthly income (in CHF)* Number of annual revenues? Number of annual revenues * Hourly wage 12 13 14 Bonuses / gratuities over the past 11 months Bonus / gratuity (in CHF) Secondary activity / other employers Additional income Ancillary activity* Additional income * Yes No Professional situation Professional situation Professional situation * Employee Self-employed (sole proprietorship) Self-employed (owner of a Sàrl or SA) AHV pensioner DI pensioner Homemaker Net monthly income (CHF) * Contract type * Contract type * Open-ended employment contract Temporary work Fixed-term employment contract Since when? Invalid date Employed until? Invalid date Company / Employer Company * Street * N° * NPA * Locality * Additional income Source of income Additional income Additional income * No additional income Alimony Rental income Widow's pension Orphan's pension DI / AVS pension Children's apprentice wages Other Additional income Net income in (CHF) * Expenses Alimony payments per month * Other monthly expenses * Back Next Your spouse's personal data Your spouse Please enter the information as it appears on the official identity document. Title* Title * Ms. Mr. Name * Surname * Date of birth You must be between 18 and 69 years of age. Nationality Nationality * Nationality * Switzerland Liechtenstein Germany Austria France Italy Portugal -------------- South Africa Albania Algeria Andorra Angola Anguilla Antarctica Antigua and Barbuda Saudi Arabia Argentina Armenia Aruba Australia Azerbaijan Bahamas Bahrain Bangladesh Barbados Belarus Belgium Belize Benin Bermuda Bhutan Bolivia Bonaire, Saint Eustatius and Saba Bosnia and Herzegovina Botswana Brazil Brunei Darussalam Bulgaria Burkina Faso Burundi Cabo Verde Cambodia Cameroon Canada Chile China Cyprus Vatican City Colombia Comoros Congo (Brazzaville) Congo (Kinshasa) North Korea South Korea Costa Rica Ivory Coast Croatia Cuba Curaçao Denmark Djibouti Dominique Egypt El Salvador United Arab Emirates Ecuador Eritrea Spain Estonia Eswatini United States Ethiopia Fiji Finland Gabon Gambia Georgia South Georgia and the South Sandwich Islands Ghana Gibraltar Greece Granada Greenland Guadeloupe Guam Guatemala Guernsey Guinea Equatorial Guinea Guinea-Bissau Guyana French Guiana Haiti Honduras Hong Kong Hungary Bouvet Island Norfolk Island Cayman Islands Cocos Islands (Keeling) Cook Islands Aland Islands Faroe Islands Heard and MacDonald Islands Falkland Islands Northern Mariana Islands Marshall Islands Pitcairn Islands Solomon Islands Turks and Caicos Islands U.S. Virgin Islands British Virgin Islands India Indonesia Iraq Iran Irlande Islande Israël Jamaïque Japon Jordanie Kazakhstan Kenya Kirghizistan Kiribati Kosovo Koweït La Réunion Laos Lesotho Lettonie Liban Libéria Libye Lituanie Luxembourg Macao Macédoine du Nord Madagascar Malaisie Malawi Maldives Mali Malte Maroc Martinique Maurice Mauritanie Mayotte Mexique Micronésie Moldavie Monaco Mongolie Monténégro Montserrat Mozambique Myanmar Namibie Nauru Népal Nicaragua Niger Nigéria Niue Norvège Nouvelle-Calédonie Nouvelle-Zélande Oman Ouganda Ouzbékistan Pakistan Palaos Palestine Panama Papouasie-Nouvelle-Guinée Paraguay Pays-Bas Pérou Philippines Pologne Porto Rico Qatar République centrafricaine République dominicaine Roumanie Royaume-Uni Russie Rwanda Sahara occidental Saint-Barthélemy Saint-Kitts-et-Nevis Saint-Marin Saint-Martin (France) Saint-Pierre-et-Miquelon Saint-Vincent-et-les Grenadines Sainte-Hélène, Ascension, Tristan da Cunha Sainte-Lucie Samoa Samoa américaines Sao Tomé-et-Principe Sénégal Serbie Seychelles Sierra Leone Singapour Sint Maarten (Pays-Bas) Slovaquie Slovénie Somalie Soudan Soudan du Sud Sri Lanka Suède Suriname Svalbard and Jan Mayen Syria Tajikistan Taiwan Tanzania Chad Czech Republic French Southern and Antarctic Lands British Indian Ocean Territory Thailand Tibet Timor-Leste Togo Tokelau Tonga Tristan da Cunha Tunisia Turkmenistan Turkey Tuvalu Ukraine Uruguay Vanuatu Venezuela Vietnam Wallis and Futuna Yemen Zambia Zimbabwe -------------- Other Residence permits * Residence permits * B C Date of entry into Switzerland Valid until Contact information Mobile phone * Email address * Back Next Income - Spouse Professional situation Professional situation Professional situation * Employee Self-employed (sole proprietorship) Self-employed (owner of a Sàrl or SA) AHV pensioner DI pensioner Homemaker Contract type * Contract type * Open-ended employment contract Temporary work Fixed-term employment contract Employer / Company Company * Street * N° * NPA * Locality * Since when? Employed until? Invalid date Invalid date Means of transport to your place of work Means of transport Means of transport * Car Public transport Motorcycle Bike Electric bikes up to 25 km/h Electric bike up to 45 km/h On foot Do you need your car because you have no other means of transport, or for health reasons? Lack of other means or health reasons Lack of other means or health reasons * Yes No Number of kilometers to your workplace per trip * Your main income Net monthly income (in CHF)* Number of annual revenues? Number of annual revenues * Hourly wage 12 13 14 Bonuses / gratuities over the past 11 months Bonus / gratuity (in CHF) Secondary activity / other employers Additional income Ancillary activity* Additional income * Yes No Professional situation Professional situation Professional situation * Employee Self-employed (sole proprietorship) Self-employed (owner of a Sàrl or SA) AHV pensioner DI pensioner Homemaker Net monthly income (CHF) * Contract type * Contract type * Open-ended employment contract Temporary work Fixed-term employment contract Since when? Invalid date Employed until? Invalid date Company / Employer Company * Street * N° * NPA * Locality * Additional income Source of income Additional income Additional income * No additional income Alimony Rental income Widow's pension Orphan's pension DI / AVS pension Children's apprentice wages Other Additional income Net income in (CHF) * Expenses Total alimony payments per month * Other monthly expenses * Back Next Common expenses Children in the household Children under 25 * Children * Yes No Add a child Children up to age 25 x Add a child Children up to age 25 x Add a child Children up to age 25 x Add a child Children up to age 25 x Add a child Children up to age 25 x Add a child Children up to age 25 x Add a child Children up to age 25 x Children up to age 25 Other monthly expenses Childcare expenses Custody fees in (CHF) * Accommodation expenses Accommodation costs in (CHF) * Business travel expenses Travel costs in (CHF) * Catering costs Catering costs in (CHF) * Health insurance - Total household amount Total household amount (CHF) * Debts and credits Loans or leases from other institutions? Current loans or leases? Current loans or leases? * Yes No Monthly payments to other institutions in (CHF) Monthly instalments in (CHF) * Would you like an offer on your current credit? Current bank name Bank name * No Yes, Cembra Money Bank Yes, Migros Bank Yes, Cashgate Yes, Bob Money Yes, Other Prosecutions in the last three years Prosecutions in the last three years Number of prosecutions * 0 1 Pursuit 2 Lawsuits 3 Lawsuits More Are there any deeds of default or foreclosures in progress? Default deeds Default deeds * No Yes Total amount sued Amount in (CHF) * Comments / questions How would you like to use the credit? How would you like to use the credit? Please select * No indication Other Current expenses Passenger car Motorcycle, moped, scooter Conversion of residential property Conversion of owner-occupied housing Continuing education Consumer electronics, computers Household appliances Health expenses Clothing, jewelry Sports and fitness equipment Combining several loans Comments/questions on the funding application Comments / questions Documents / attachments For a quicker analysis of your credit application, please send us the necessary documents List of documents required for your credit application Attachments (max. 3 MB) Back Next Shipment confirmation I confirm that the amounts and information below are complete, accurate and reflect my true economic situation. I hereby confirm that I have read the legal information in their entirety and declare that I accept them in all respects j Modify your information Solve the captcha to confirm that you are not a robot. Apply for credit Overview of your information Credit and monthly payments Personal data Professions and income Housing and expenses Credit Required Desired credit in CHF Duration in months Personal data Title Name First name Civil status Date of birth Nationality Residence permits Date of entry into Switzerland Valid until Contact details and address Phone number E-mail address Street and no. Postcode and town Canton Resident at this address since Housing situation Housing Housing type Mortgage in CHF Owner since Home ownership Street and house number Zip code and location Personal data - Spouse Title Name First name Date of birth Nationality Residence permits Date of entry into Switzerland Valid until Contact details - Spouse Phone number E-mail address Professional situation Professional situation Contract type Since when Employed until Employer / Company Name Street and no. Postcode and town How to get to your workplace Do you have any reasons for Number of km to your workplace Net income Main income Number of annual revenues? Bonuses / gratuities over the past 11 months Secondary activity / other employers Additional income Professional situation Contract type Since when? Until when? Net monthly income (CHF) Number of annual revenues Company / Employer Address Postcode and town Additional income Source of income Net monthly income (CHF) Employment status - Spouse Professional situation Contract type Since when Employed until Employer - Spouse Company Street and no. Postcode and town How to get to your workplace Do you have any reasons for Number of km to your workplace Net income - Spouse Main income Number of annual revenues? Bonuses / gratuities over the past 11 months Secondary activity / other employers - Spouse Additional income Professional situation Contract type Since when? Until when? Net monthly income (CHF) Number of annual revenues? Company / Employer Address Postcode and town Additional income - Spouse Source of income Net monthly income (CHF) Expenses Alimony (CHF) Other expenses (CHF) Expenses - Spouse Alimony (CHF) Other expenses (CHF) Children in the household Children under 25 1) Date of birth 2) Date of birth 3) Date of birth 4) Date of birth 5) Date of birth 6) Date of birth 7) Date of birth 8) Date of birth Other monthly expenses Childcare expenses Accommodation expenses Business travel expenses Catering costs Health insurance Debts and credits Loans or leases from other institutions? Monthly payments in (CHF) Offer for your current credit? Prosecutions in the last three years Default deeds Total amount pursued (CHF) Comments / questions Credit utilization framework Comments / questions